Insurance for Your Pet
We have extensively researched pet insurance plans and our recommendations are PurinaCare®, Trupanion and PetPlan.
All of these plans have a variety of deductibles to meet your budget and reimburse you for 80-90% of eligible expenses after your deductible is met.
Here are some bullet points to help you make the best choice in plans:
- Pet insurance is considered Indemnity insurance (much like car insurance).
- No pet insurance company will cover pre-existing conditions so it makes sense to start a policy at a young age.
- Some pet insurance companies will cancel your policy if your pet develops a chronic condition. We want to protect you from this since this is why you buy insurance in the first place! We recommend only the companies that do not cancel a policy once a chronic condition develops.
- Many pet insurance companies will not cover diseases that are considered hereditary. We recommend only the companies that do cover diseases or conditions that are considered hereditary.
- Plans are available that cover accidents and illnesses only or plans that also cover preventive care, immunizations, heartworm preventives etc. In our opinion, the best value is a plan that covers accidents and illnesses only.
Our three recommendations and their website links are provided below:
